In the world of investment management, there are many different investment styles (growth and value) and market cap ranges (large to small companies). While some investment managers concentrate on a particular style, we seek diversification across multiple styles and capitalization ranges. Chinook believes that no one manager can possess all of the skills and knowledge necessary to manage in every asset class and investment style. Therefore, we carefully select investment managers who have proven leadership within their investment category by demonstrating the experience and disciplined investment process needed to deliver consistent performance.  We continuously evaluate our existing funds and potential new managers in order to ensure the best chance of success for our clients.  Primarily, mutual funds utilized will be institutional class shares or other low-cost strategies not available to individual investors.  Key qualitative and quantitative evaluation criteria are shown below: