Identify Objectives

• Client profile - Lifestyle objectives
• Risk tolerance/return objectives
• Cash flow/income needs
• Investment horizon
• Evaluate current portfolio
• Tax planning

Create Investment Policy Statement

• Formalize investment objectives
• Establish risk/reward parameters
• Select asset classes
• Define allocation constraints
• Set guidelines for performance evaluation

Build Portfolio

• Maintain equilibrium between objectives, risk tolerance, market changes and economic assumptions
• Adjust portfolio for influencing factors such as taxes, estate planning, and other assets
• Periodically rebalance portfolio to maintain alignment with strategic asset allocation

Provide Client Support

• Build a long-term relationship founded on trust, client-focused support, and clear, objective reporting
• Direct access to Chinook professionals
• Assign each client a relationship manager to assist with administrative issues